The Buyt Desk
In India, hypertension is affecting everyone even in their early 20s. It needs lifelong medication. Sometimes it causes expensive secondary health issues.
Hypertension is a common silent killer in current situations. Many are not aware that they have hypertension. People are having this issue because of a bad lifestyle, having processed food, drinking carbonated fluids, no physical activity and being couch potatoes. Current fast-paced life with hectic everyday routines has disturbed humans both mentally and physically. Genetics, family history and stress levels decide your future health and wellbeing.
What is Hypertension?
When one’s blood pressure is too high, which means the pressure against the blood vessel walls (arteries) in the body is constantly too high, then the person is said to have hypertension. Hypertension is a common health condition worldwide today. It is a silent disorder and patients are not aware of what they are going through until they have a stroke or heart attack or kidney damage. More and more youths in the country are having hypertension because of their unhealthy lifestyle and work-related stress. The current pandemic has induced unique levels of stress which is leading to hypertension among many. It is better if the person diagnosed with high blood pressure has a hypertension health insurance plan.
What are the effects of hypertension?
Hypertension when undetected in the long run causes serious damage to the body. So one should do regular checkups and treat hypertension else it can be fatal. Here are the few undesirable effects of hypertension.
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Enlarged left ventricle of the heart – The heart has to work harder to pump blood in the hypertension body. This causes the left ventricle of the heart to enlarge. The risk of heart failure, heart attack and cardiac arrest increases under such conditions.
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Eyes damage – High blood pressure sometimes damages the retina causing vision loss.
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Damaged arteries – Hypertension because of high-pressure damage the inner lining of arteries and reduce its elasticity. This might lead to bulging, rupture and internal bleeding.
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Coronary artery disease – High blood pressure will narrow down the coronary artery disturbing the blood flow from the heart to the rest of the body.
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Kidney damage – High blood pressure damages the vessel leading to the kidneys which cause kidney failure and Glomerulosclerosis (kidney scarring).
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Heart failure – The heart muscle weakens causing heart failure when one has high blood pressure.
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Brain damage – Stroke, dementia, mild cognitive impairment or Transient Ischemic Attack (TIA) is common in one having high blood pressure.
What are the benefits of a Health Insurance Plan for Hypertension?
Now that we know what adverse effects hypertension has, we also can estimate the expenses to treat the effects of hypertension. So it is good to have a Health Insurance Plan for Hypertension. Below are the benefits of the Health Insurance Plan for Hypertension.
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Saves Medical Costs – Hypertension may damage vital organs such as the kidney and liver when it is not under control. The effects of hypertension can leave you penniless when an emergency hits. So go for an apt health insurance plan which will save you from expenses when the time comes. It should cover the cost of medicine and diagnostic tests.
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Cover Diagnostic Tests – Hypertension is a condition which needs frequent diagnostic tests. So the hypertension insurance covers them for you which others may not.
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Lower Premium – The premium amount of the hypertension health insurance plans depends upon the age of the insurer. The younger the policyholder, the lower will be the premium. Usually, these plans have a very less premium compared to others.
Why should you buy hypertension health insurance?
When hypertension is not under control, an individual is prone to many complications relating to vital organs like the heart, kidney and brain. And hospitalizations for these may be expensive and can cause a financial dent without any health cover. And healthcare costs are getting an expensive day on day. Financial advisors say that one should buy health covers to monetarily save oneself from the implications of hypertension. Always reduce your burden by covering expensive treatments. Pre-existing conditions usually have a waiting period of 1-2 years, so buy early.
How much insurance cover should one buy?
One should buy insurance cover that adequately covers oneself. City dwellers should opt for higher coverage as all treatments would be costlier.
Summing up
Hypertension is becoming more common and every household in India has at least one hypertension patient. So buying a hypertension health insurance policy is a must to give you financial protection. Insurance will save you from hassle in case of a medical emergency due to hypertension. Be safe and by yourself a health cover.
