The Buyt Desk
We are living in a time when stress is at its pinnacle. Dealing with day-to-day stress is cumbersome but we are so preoccupied with work, aspirations and goals we have set for ourselves that we forget to give the kind of attention to mental health that it requires. As a result, mental issues which were not evident a few decades ago have become a matter of concern.
According to the latest report of NIMHANS (National Institute of Mental Health and Neuro-Sciences), 14 per cent population in India suffer from mental illness. It is the highest in the world. Out of this large percentage, a marginal percentage of people do not avail treatment for mental health because of the reasons like high cost, long-term treatment, and availability issue of the right health practitioner.
The time has come when we need to give equal importance to mental health and the right treatment for any issue that prevails just like physical health.
If you are buying health insurance, consider picking one that covers physical as well as mental health. Know why?
Cover Therapy and Sessions with Medical Practitioners
Therapies and counselling sessions are part of mental health treatment, and they are long terms, some last for years. And the cost of each session can range from Rs 1000 to 5000. Some patients require more than one sitting in a week. All these costs quickly convert into a huge amount. A health insurance plan covering both physical and mental health can help you with dealing with this situation.
No Need to Ignore Mental Issues
Mental problem is not as evident as physical problems. Thus, we end up ignoring it till it becomes gruesome. According to a study, the chances of recovery from mental illness get high when diagnosed and treated early. On the other hand, ignorance of one mental health problem triggers another problem. With a comprehensive plan that covers all expenses of treatment, you don’t have to think about the monetary part and carry out your treatment normally.
Comprehensive plans cover preventive treatment as well, like diagnosis, counselling and alleviating any financial dent.
Gives a Peace of Mind
A comprehensive health insurance plan covers both physical and mental illness for you and your loved ones. It gives a sense of relief as you don’t have to take the stress of arranging funds for treatment at the time of emergency.
In addition to buying a comprehensive plan for mental health, you can also take care of your mental health by practising a healthy lifestyle, spending time with friends and family, relaxing and taking breaks from a hectic work schedule, etc.
